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Showing posts from June, 2021

Buying a rental property in Ireland through the pandemic: sale agreed to keys in hand

My partner and I managed to buy a rental property with a Buy To Let mortgage in Dublin, Ireland during the Covid-19 pandemic. It took ages though, just going from sales agreed to keys in the hand took over 6 months. In this post I want to describe how the process looked like for us after the seller accepted our offer. You can find a very good article about how this process generally works at  citizensinformation website . I would recommend reading that before you bid on the properties. In this post, I won’t talk about the exact numbers on this deal, I have made a youtube video about it back in November that you can see here .  Closing process and the required team To get your offer accepted when you are buying with debt you need to have a mortgage pre-approval, which tells the seller that you are likely to get a mortgage. When I was buying my primary residence in Dublin, we used AIB which had good rates and had an office very close to work. However, the process of dealing with the bank